Protection & Cashless Healthcare
Health & Social Insurance / आरोग्य व विमा कक्ष
Assisted enrolment and claim facilitation for Ayushman Bharat PM-JAY / MJPJAY ₹5 Lakh health cover, PMJJBY life insurance, PMSBY accident insurance, and PMFBY crop insurance.
Core Government Insurance Schemes Supported
Ayushman Bharat (PM-JAY / MJPJAY)
Free cashless hospitalization up to ₹5,00,000 per family per year across 1,900+ empanelled hospitals in Maharashtra.
- Ayushman Golden Card creation
- 1,350+ medical procedures & surgeries
- Zero out-of-pocket hospital expense
PM Jeevan Jyoti Bima (PMJJBY)
Affordable term life insurance of ₹2,00,000 for death due to any cause.
- Annual premium: only ₹436/year
- Age eligibility: 18 to 50 years
- Auto-debit from bank savings account
PM Suraksha Bima (PMSBY)
Universal accidental death and full disability insurance cover.
- Annual premium: only ₹20/year
- Age eligibility: 18 to 70 years
- ₹2L for death/total loss; ₹1L partial
Crop and fruit insurance
Check the current season, notified crop and area, insurer, premium and enrolment deadline.
- Report a covered loss promptly through the official channel.
- Keep the policy receipt and complaint reference.
- Use separate guidance for fruit-weather insurance and calamity relief.
How to Use Ayushman Card at Hospitals
Check Empanelled Hospital
Identify whether the hospital is registered under PM-JAY / MJPJAY network in your district.
Approach Ayushman Mitra Desk
Present your Ayushman Card and Aadhaar card at the hospital helpdesk before admission.
Cashless Pre-Authorization
The hospital sends an online pre-authorization request; no cash deposit can be demanded.
Treatment & Free Medicines
Hospitalization, surgeries, diagnostics, food, and post-discharge medicines for 15 days are included.
Documents Needed for Ayushman Card
- Aadhaar Card: Mandatory for all family members.
- Ration Card: Valid Yellow (AAY) or Saffron (BPHH) ration card showing family names.
- Active Mobile Number: To receive Aadhaar biometric/OTP authentication.
- Zero Fee: Generating and downloading your digital Ayushman Card on PVC/paper is provided at official approved rates.